Islamic Easy & Easy Plus Current Account

A truly Shariah-compliant banking solution to meet your day to day business transaction needs. Grow your business while earn profit from these current accounts.


Any business enterprise (proprietorship, partnership, trusts, private limited companies & partnership, limited company etc.)

Required Documents

Please see the details here

Features and Benefits

  • Profit on current account by maintaining Tk. 50,000 for Islamic Easy current account and Tk. 300,000 for Islamic Easy Plus current account day end balance
  • Daily profit calculation
  • Monthly profit payment
  • No account maintenance fee*
  • 1st Cheque book free
  • Free intercity transaction (Deposit & Withdrawal) charge
  • Free E-Statement
  • Daily debit card withdrawal limits up to 2 Lac for Islamic Easy current account and 3 Lac for Islamic Easy Plus current account. 

*Conditions Apply

Profit Sharing Ratio

The profit-sharing ratio will be determined based on IISR from time to time. To know more about IISR please Click here.

How does it work?

  • The customer provides funds to the Bank.
  • Bank pools funds from the customers and invest them in Shariah-compliant activities.
  • Profits derived from the activities are shared between Bank and customer based on the agreed IISR.
  • Any losses will be borne by Rab-ul-Mal except when the Bank is negligent.

Shariah Pronouncement

﴿بسم الله الرحمن الرحيم﴾

الحمد لله رب العالمين، والصلاة والسلام على رسول الله، وعلى آله وصحبه أجمعين.

All praise to Allah and May peace and blessings be upon his messenger, his family, his companions and all followers of his guidance.

Shariah Structure of Islamic Easy & Easy Plus Current Account

  • This is an investment account based on Mudarabah partnership contract
  • Under this contract, the customer (Rab-ul-Mal) places fund as capital with the Bank
  • Bank as Mudarib allocates the fund in deposit pool and invests them in Shariah-compliant way
  • Profit generated from the investment of the deposit pool is shared between the customer and Bank based on IISR
  • In terms of loss, the customer will bear all the monetary loss whereas the Bank will bear the loss of its effort.

Approval of Shariah Supervisory Committee

The Shariah Supervisory Committee of City Bank has reviewed the Islamic Easy & Easy Plus Current account structure, related contracts, and process etc.

Therefore, We the “Shariah Supervisory Committee” for City Bank confirm that in our opinion the Islamic Easy & Easy Plus Current account are in accordance with the Mudarabah principle of Islamic finance and hence we allow the bank to provide this product to its customer.

And Allah Knows Best.



Dr. Md. Anwar Hosain Molla

Shariah Supervisory Committee, City Bank
This certificate was signed on 8th April, 2021